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Secure Your Retirement with Adams Wealth Advisors

 

As you draw closer to retirement, important decisions regarding your financial plan must be made, and it can feel overwhelming to do all by yourself.  Adams Wealth Advisors is here to help you navigate this unfamiliar territory with comfort and ease by shedding light on ways to maximize the health and longevity of your financial plan. 

 

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Utilizing the same comprehensive approach to retirement planning, Adams Wealth Advisors looks at all the different aspects of how retirement will affect your financial plan.  Because this decision impacts so many different facets of your financial landscape, it is important to know and understand how all the different factors of retirement can work together to help achieve your financial goals.  We look at things like income maximization planning, Social Security benefit analysis, tax strategy optimization, Medicare and health insurance planning, and charitable giving to help determine the optimal balance of these things for your individual plan.  In doing so, you can feel confident in your decisions and have the peace of mind to enjoy life in retirement. 

The Importance of Planning for the Next Stage: 

Benjamin Franklin once said, “Failing to plan is planning to fail.”  When it comes to having a successful retirement, it is critical to plan.  Without it, one cannot accurately determine foundational details such as: 

  • When is the optimal time to retire? 

  • How much am I able to spend during retirement to enjoy life but not run out of funds? 

  • When should I start pulling my social security benefits? 

  • What do I do if a long-term care event arises? 

  • Does my plan need to be supplemented with any insurance? 

Without proper planning, all of these questions and more can present challenges and distress when making decisions regarding the retirement process.  These questions and more are all things that Adams Wealth Advisors specializes in.  Our team of experts is here to help you find the answers that best fit your financial situation, bringing you peace of mind and knowledge on how to reach your retirement goals. 

Securing Your Golden Years—Examples of Our Services: 

Determining Your Retirement Cash Flow Sources

With retirement planning, it is important to understand where your cash inflows will come from.  Adams Wealth Advisors will help you determine an optimal time to begin pulling Social Security benefits, select the right investments that match your individual needs and help maximize your retirement income, and identify tax-saving strategies to decrease cash outflows from your plan. 

Selecting the Right Insurance

One of the largest expenses in retirement is that of health care.  Because costs can be so large, it is critical to mitigate this risk to your financial wellbeing through health insurance.  While Adams Wealth Advisors does not sell health insurance policies, we do help you identify potential options that are suitable for your needs by actively exploring marketplace options on your behalf.  This includes Medicare planning for those 65 years and older and marketplace health care insurance for those who retire early.  Regardless of your situation, we will help you find a policy that meets your needs without pressuring you into an unsuitable policy for the sake of earning a commission.  

Matching Lifestyle Goals with Savings Rates

Retirement planning does not just begin when you are 65.  While anytime is a great time to start planning, doing so earlier can help you determine a clear savings rate you should deploy to achieve your lifestyle desires in retirement.  By seeking out advice before you retire, you can map out how to reach your retirement goals. 

 

Retirement can be an exciting stage in life when properly planned for.  Let Adams Wealth Advisors take the guesswork out of when, if, and how to retire so you can enjoy what you have worked so hard to achieve.  To see how you can optimize your retirement planning, schedule a meeting with one of our retirement specialists by calling (435) 752-1702 or email info@adams-wealth.com today! 

 
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